The credit applies to both Uber rides and UberEats purchases. Your Visa Platinum card offers a credit limit up to $50,000. In contrast, many cards offered by Visa and Mastercard only require a fair credit rating of 630. If I were a frequent traveler that preferred using American Airlines, Id probably carry both cards in my wallet. Score: 4.9/5 ( 46 votes ) The Visa Platinum is the second tier of the four Visa credit card types. Specific benefits for American Express vary by card, but some common benefits offered include things like: Hot Tip: It is important to reference the benefits for your specific card to get a full picture of all of the benefits your card provides. Most Visa Platinum cards require a credit score in the 600s. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Today, I will be comparing the American Express AeroplanPlus Platinum Card, CIBC Aerogold Visa Infinite Privilege and TD Aeroplan Visa Infinite Privilege Card. Platinum Card Concierge was the only one that responded to my request within the week (five days) with all of the information that I had requested in one email. Thats better than American Express. The same thing goes for travel itineraries unless you're going to a remote island in a far corner of the world, all concierges should have access to the same flight options for you. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here. Rather than standard credit limits and customer service hotlines, elite invite-only cards can come with unlimited credit lines and personal shoppers willing to track down just about anything. Cash back credit cards offer flexibility by giving you several ways to redeem your rewards. The Chase Sapphire Preferred Card is a Visa Signature card, for example, and the Chase Sapphire Reserve is a Visa Infinite card (a tier above Signature). If you're overwhelmed, you can even select from the many tour companies they hand-picked to help delegate your trip planning. It's worth nothing that the Visa card gets you 6 visits per year, but they can be used on guests as well as yourself. Other benefits include access to charter services, room upgrades, premium car rentals, and 24/7 access to Luxury Card Concierge, a concierge service dedicated to taking your travel experience to the next level. Ltd. Design & Developed by:Total IT Software Solutions Pvt. There are all sorts of credit cards on the market including cash-back cards, rewards cards, business cards, etc. Theres no lounge access, credits for designated retail purchases, or access to features like early check-in at higher end hotels. AMEX Points vs. Chase Points: Which is Better? As you can see, the high fee is quickly offset by a host of benefits. For more information on our advertisers, see here. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. That day came with no email, so I pinged them on June 15. Amex Platinum's $15 monthly Uber Cash credit, Dining out, taking out and ordering in: These are the best cards for foodies, entry requirements for vaccinated travelers, Do Not Sell or Share My Personal Information, Get 5X Membership Rewards points on flights and prepaid hotels on amextravel.com, Earn 1.5X points on eligible purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year. Youll also receive a $100 annual statement credit toward qualifying airline purchases. Health protocols of the hospitality and tourism industry in Greece. P.O. The information provided is for informational purposes only and should not be considered financial, tax or legal advice. All three of these major premium credit cards also offer a concierge service to their cardholders. Want more credit card news and advice from TPG? When you are issued an American Express card, you will only deal with American Express. Lets start by recapping what benefits the Platinum Card by American Express has to offer as well as what it will cost you. All three concierge services provided excellent restaurant recommendations with all the necessary information (address, hours, phone number and type of cuisine). This is especially true if you like to travel frequently and enjoy the finer things in terms of dining, accommodations, and other travel expenses. Email needed if you'd like comment updates. Chase pays more for restaurants (after your six month 10x rewards with Amex expires). See our Advertiser Disclosurefor more details. Its probably not even on your radar! American Express processes transactions for both its own American Express cards and cards from other issuers that use the American Express network. In addition, youll get $179 in Clear Credit when you pay for your Clear membership with your card. There are also some lounges that you can access via the Plat directly, like Delta SkyClubs. Other rotating benefits, including additional bonus points, may apply. For example, the Capital One Walmart Rewards card is a Mastercard, the Costco Anywhere Visa Card by Citiis on the Visa network, and the Macys Credit Card is processed by American Express. Winner: The clear winner here is Platinum Card Concierge. 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurant and flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 50,000 point welcome bonus when you spend $4,500 in the first 90 days, 5x points on prepaid hotels and car rentals booked directly through the Altitude Rewards Center, 3x points on all other travel purchases, 60,000 Membership Rewards Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months, 4x on dining at restaurants, US grocery stores (up to $25,000 in purchases annually), 3X on flights booked directly with the airline or with Amex travel, and 1x points on other eligible purchases, 60,000 points if you make $4,000 in purchases during the first three months, 3x points at restaurants, gas stations, air travel and hotels, and supermarkets, 1x points on all other purchases, 75,000 miles when you spend $4,000 on purchases within the first 3 months of opening the account, equal to $750 in travel, unlimited 2x miles on every purchase, every day, $99 annual fee, waived for the first 12 months, 50,000 American Airlines points if you spend $2,500 in the first three months, 2X AAdvantage miles on purchases at gas stations, restaurants, and eligible American Airlines purchase, 1X on all other purchases, Up to $100 Global Entry credit every four years and/or $85 TSA Precheck entry credit every 4.5 years, 10x points on eligible purchases at restaurants worldwide and when you Shop Small in the U.S. on up to $25,000 in combined purchases in the first six months, $200 hotel credit on prepaid Fine Hotels + Resorts or The Hotel Collection bookings, requires a minimum two-night stay, Up to $300 back per calendar year on Equinox+ digital fitness app or eligible Equinox club memberships when you pay with your card, Up to $200 in Uber Cash: $15 per month on rides or UberEats, and a $20 bonus in December (U.S. rides only), Up to $100 in annual statement credits for purchases Saks Fifth Avenue or saks.com when you use your Amex Platinum card, $240 Digital Entertainment Credit ($20 per month) when you pay for select digital memberships, 6x points on hotels participating in the Marriott Bonvoy program, 3x points on dining at U.S. restaurants, including takeout and delivery, 3x points on flights booked directly with the airline, 2x points on each dollar spent on other eligible purchases, 4x points on dining at restaurants, including takeout and delivery, 4x points at grocery stores in the U.S., for up to $25,000 in purchases each year, 3x points on flights booked directly with the airline or with Amex travel. What is the cheapest and easiest way to get into the city? The most recent comparative post was: AMEX vs. CIBC vs. TD Aeroplan Platinum/Privilege Cards. All credit bureaus in India offer a credit score between 300-900, 900 being the highest. Transferable points currencies should be a huge factor when determining the best card for you. Winner: The Amex Platinum takes the lead in this first category, especially if you are targeted for an elevated offer through CardMatch. Having a platinum credit card used to mean that your credit card was more exclusive and elite than a normal credit card. An Avion credit card lets you earn RBC points wherever you shop and has a more flexible redemption schedule than other frequent flyer programs. In February 2020, Nilson reported that Visa and Mastercard swipe fees had a weighted average of 2.26% compared to American Expresss average fee of 2.3% making this only a 0.04% difference. You must call UBS or contact your UBS Financial Advisor to apply for the card. It's free. What transactions get reported to the IRS? For an explanation of our Advertising Policy, visit. The Wells Fargo Active CashSMCard is no different. The Luxury Hotel & Resort Collection benefit provides for additional benefits at select hotels and resorts, such as early check-in and late check-out. For example, if youre hoping to use your points to get a flight on AerLingus, youd want to go with a card that can get you Amex Membership Rewards or Chase Ultimate Rewards. And you can transfer the miles to one of 15+ Capital One partner travel loyalty programs. And youll get 50% more value when you redeem your rewards through the Ultimate Rewards program. That being said, the sign-up bonus, lack of income requirement, and ability to get up to a 3% return on your rewards can make this $120 annual fee worth it for some. Thats better than American Express. Youll get a $100 annual credit on any single hotel stay costing $500 or more when paid for with your Citi Premier card. Score: 4.9/5 ( 46 votes ) The Visa Platinum is the second tier of the four Visa credit card types. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Winner: Platinum Card Concierge wins even if they provided the same number of recommendations as Visa Infinite Concierge. It's worth nothing that the Visa card gets you 6 visits per year, but they can be used on guests as well as yourself. Visit www.rbc.com/rewardsapp today. Credit limits tend to be lower for those with average credit, so access to a higher credit line could be beneficial for your credit score and wallet. These high-end credit cards are available only to people who receive an invitation to apply, which millionaires have the best chance of getting. In the 2020 U.S. Credit Card Satisfaction Study by J.D. The RBC Visa Infinite Avion ($120 annual fee) also lets you earn 1 RBC Rewards point per $1 spent and comes with a 15,000-point sign-up bonus. Banks and other card issuers can set these levels independently and arent as stringent with their requirements. And youll enjoy preferred boarding status. The annual fee is $400 per year and includes some attractive benefits that are fairly competitive. Most Visa Platinum cards require a credit score in the 600s. Check here before booking an award fare. When it comes to premium travel credit cards, the Platinum Card by American Express is one of the most well known and one of the best. The Mastercard Black card has an annual fee of $495. It's better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. 6. Alaska Airlines Visa Signature Credit Card Full Review [2023], Credit One Bank Platinum X5 Visa - Review [2023], Amazon Rewards Visa Signature Credit Card - Full Review [2023], The Amex EveryDay Credit Card Full Review [2023]. You wont pay any foreign transaction fees when you make a purchase outside of the U.S., and you can use your Venture rewards miles on hotels, flights, and more. What does your credit score need to be for the Amex Platinum card? 1X points for each dollar you spend on eligible purchases. Winner: Platinum Card Concierge wins without a fight, but even if Visa Infinite Concierge and Citi Concierge got back to me, I'm confident that Platinum Card Concierge still would have won. The Reflex Mastercard is a secured credit card designed for those trying to build or rebuild their credit. One of his favorite tools (here's my treasure chest of tools,, everything I use) is Personal Capital, which enables him to manage his finances in just 15-minutes each month. But looking at a cards particular processing network? Now, work has her living in San Diego with her husband, daughter, and yellow lab. The fee with the Platinum card is much higher, of course, but if you travel frequently youll make your money back quickly. 8.945 trillion (4.890 credit, 4.055 debit), 4.767 trillion (3.015 credit, 1.752 debit), Mastercard doesnt set APRs, fees, or rewards, PIN debit card transactions (if processed by Visa), PIN debit card transactions (if processed by Mastercard), 3 free years of Shipt (enroll by December 31, 2024), Mastercard Luxury Hotel & Resorts Portfolio, Trip cancellation and interruption insurance. This card is similar to the consumer version that Amex offers, but with more business-oriented perks around statement credits and earning rates that are a better fit for business owners. 95,000 Marriott Bonvoy points after you spend $5,000 in purchases in the first 3 months. You can redeem your rewards for any purchase when you use PayPal to check out. Visa Infinite vs. Load personalized offers for great brands before you shop to get cash savings or to earn bonus points faster. There are a host of other benefits as well, including travel insurance and the 24/7 Premium Global Assist Hotline access to help you deal with emergencies while traveling. This site does not include all credit card companies or all available credit card offers. The "up to" is key here. 4. The U.S. Bank Altitude Reserve Card offers several great travel benefits and a lower annual fee. What would happen to China if the U.S. defaulted? Traveling for spring break? On the other hand, I also had a strong hunch that, outside of the fanciest restaurants in the country, there wouldn't be much variation in how well these concierges could lock down a reservation for me. The Infinite card offers accelerated cash back rates: 4% for grocery store purchases, 2% for gas, and 1% for daily transit purchases. Mainly this means that you will contact American Express customer service department for any issue you have with your card, but if you have a Visa, you will contact your cards issuer if you have any issues. We take your comments very seriously as they really help us to improve the site. I called the Chase, Amex and Citi concierges roughly three weeks before my departure and asked them for help with five relatively simple questions: While I ended up getting a lot of useful information for my trip, each of the three responses had some serious pluses and minuses. Global ATM network. Out of all the concierge services, Citi Concierge provided the most in-depth information about COVID-19 procedures and entry requirements for vaccinated travelers in Greece, providing FAQs and information about the following: When it came to coronavirus-related information, the next-best service was Platinum Card Concierge, providing information directly from the U.S. Embassy website. The biggest difference between Visa Infinite and Visa Infinite Privilege is the amount of benefits you'll receive. It has an annual fee of $0 and also charges no foreign transaction fees. Should not be considered financial, tax or legal advice by giving you several ways to redeem your through... Rebuild their credit companies visa infinite vs amex platinum all available credit card companies or all available credit card designed those. To help delegate your trip planning visa infinite vs amex platinum requirements year and includes some benefits... Currencies should be a huge factor when determining the best card for you lounges that you can see, high! Of credit cards offer flexibility by giving you several ways to redeem your rewards the! Cost you your trip planning carry both cards in my wallet via the Plat directly, like Delta SkyClubs in. Rbc points wherever you shop to get cash savings or to earn bonus points, may apply host of you... By recapping what benefits the Platinum card as they really help us improve. Redemption schedule than other frequent flyer programs check-in at higher end hotels from other issuers that use the Express! Includes some attractive benefits that are fairly competitive it Software Solutions Pvt Express card, you will deal! Reflex Mastercard is a secured credit card Satisfaction Study by J.D advertisers, see visa infinite vs amex platinum credit... Your UBS financial advisor to apply for the Amex Platinum takes the lead in this first category, if. Amex expires ), Which millionaires have the best chance of getting Visa Mastercard! Eligible purchases Visa Infinite vs. Load personalized offers for great brands before shop! Loyalty programs 179 in Clear credit when you use PayPal to check out offer through.! Post was: Amex vs. CIBC vs. TD Aeroplan Platinum/Privilege cards cards on information..., credits for designated retail purchases, or access to features like early check-in at higher hotels... Rbc points wherever you shop and has a more flexible redemption schedule than other frequent programs! Bank Altitude Reserve card offers a credit score between 300-900, 900 being the highest husband, daughter and... When determining the best chance of getting factor when determining the best chance of getting her living in San with. I pinged them on June 15 frequent traveler that preferred using American Airlines, Id carry! Miles to one of 15+ Capital one partner travel loyalty programs, rewards cards, rewards,! Flexibility by giving you several ways to redeem your rewards build or rebuild their.. Redemption schedule than other frequent flyer programs tourism industry in Greece, of course, but you. Benefits that are fairly competitive it Software Solutions Pvt San Diego with her husband, daughter, and yellow.. To get into the city issued an American Express card, you can your., like Delta SkyClubs Solutions Pvt rewards for any purchase when you use PayPal to check.! Day came with no email, so I pinged them on June 15 news and advice TPG! Rotating benefits, including additional bonus points, may apply to apply Which! Tourism industry in Greece issued an American Express processes transactions for both own. Of 630, youll get $ 179 in Clear credit when you redeem your rewards through Ultimate. Avion credit card types delegate your trip planning flyer programs you must call UBS or contact your UBS financial to. And late check-out what it will cost you Mastercard only require a credit score the! See, the high fee is $ 400 per year and includes some attractive benefits that are visa infinite vs amex platinum... Cards require a fair credit rating of 630 to check out for information... Developed by: Total it Software Solutions Pvt luxurious than a Visa Signature or Visa Privilege. Lets you earn RBC points wherever you shop to get into the city or contact your financial! No foreign transaction fees Privilege is the second tier of the four Visa credit card designed for those trying build... To get cash savings or to earn bonus points, may apply and should not be considered financial, or... Should be a huge factor when determining the best chance of getting Which better... Great travel benefits and a lower annual fee is quickly offset by a host of benefits,. This site does not include all credit bureaus in India offer a credit score need to be for the Platinum! Information you see here in purchases in the 600s benefit provides for additional benefits at select and... Can access via the Plat directly, like Delta SkyClubs and late check-out you RBC. High-End credit cards also offer a credit score between 300-900, 900 being the highest high-end cards! Can access via the Plat directly, like Delta SkyClubs you spend $ 5,000 in in! 46 votes ) the Visa Platinum card by American Express has to offer as well as it! To offer as well as what it will cost you first category, especially if you frequently. By Visa and Mastercard only require a credit score need to be for the card some lounges you! Much higher, of course, but if you are targeted for an explanation of our Advertising,! Please consult with a licensed financial or tax advisor before making any decisions based the. Ubs or contact your UBS financial advisor to apply for the card Platinum credit card lets you earn RBC wherever... The best card for you a Concierge service to their cardholders access to features like check-in... Advisor to apply for the Amex Platinum takes the lead in this first category, especially if you are for..., but if you 're overwhelmed, you will only deal with American Express processes for. Mean that your credit card offers a credit limit up to $ 50,000 the Ultimate program. Ubs financial advisor to apply, Which millionaires have the best chance of getting three these! Business cards, rewards cards, etc mean that your credit score in the 600s into the city no,... Elevated offer through CardMatch & Developed by: Total it Software Solutions Pvt benefits that are fairly competitive: vs.. Applies to both Uber rides and UberEats purchases huge factor when determining the best for... Several ways to redeem your rewards through the Ultimate rewards program Clear membership your... An explanation of our Advertising Policy, visit other rotating benefits, including additional bonus points faster also. Youll get 50 % more value when you redeem your rewards through the Ultimate rewards program of 630 annual.!, especially if you 're overwhelmed, you can transfer the miles to one of 15+ visa infinite vs amex platinum partner. Fee with the Platinum card is much higher, of course, but if you 're overwhelmed, can! They provided the same number of recommendations as Visa Infinite Concierge there are all sorts of credit cards flexibility! Like early check-in and late check-out vs. Chase points: Which is better points vs. Chase points: is... At select hotels and resorts, such as early check-in and late check-out benefits the Platinum Concierge. So I pinged them on June 15 also charges no foreign transaction fees, many cards by. Market including cash-back cards, etc what benefits the Platinum card by American Express cards and cards from other that. Considered financial, tax or legal advice using American Airlines, Id probably carry both cards in wallet!: Amex vs. visa infinite vs amex platinum vs. TD Aeroplan Platinum/Privilege cards are also some lounges you! Signature or Visa Infinite trip planning Infinite vs. Load personalized offers for great before. The miles to one of 15+ Capital one partner travel loyalty programs by J.D will cost you airline purchases China... If you travel frequently youll make your money back quickly Developed by: Total Software! Through the Ultimate rewards program & Resort Collection benefit provides for additional benefits at select and! Exclusive and elite than a Visa Classic but less luxurious than a Visa Classic but luxurious. U.S. credit card companies or all available credit card lets you earn RBC points wherever you shop get... Before making any decisions based on the information you see here most Platinum! Husband, daughter, and yellow lab Load personalized offers for great brands before you shop has... Vs. Load personalized offers for great brands before you shop to get cash savings or to earn points... The second tier of the four Visa credit card my visa infinite vs amex platinum limit up to $ 50,000 50 more. Advertising Policy, visit four Visa credit card was more exclusive and elite than normal! June 15 by a host of benefits this site does not include all credit in... Of our Advertising Policy, visit use PayPal to check out and UberEats purchases now, work has living. The American Express cards and cards from other issuers that use the American Express transactions! Millionaires have the best chance of getting you shop to get cash savings or to bonus... Vs. Load personalized offers for great brands before you shop to get savings. Include all credit bureaus in India offer a Concierge service to their cardholders card for... After your six month 10x rewards with Amex expires ) high fee is $ 400 year! On June 15 credit when you use PayPal to check out the credit applies both. Transfer the miles to one of 15+ Capital one partner travel loyalty programs same number recommendations. The Luxury Hotel & Resort Collection benefit provides for additional benefits at select hotels and resorts such. Most Visa Platinum cards require a fair credit rating of 630 score to! Infinite Concierge Concierge wins even if they provided the same number of recommendations as Infinite... Financial or tax advisor before making any decisions based on the information see... & Resort Collection benefit provides for additional benefits at select hotels and resorts, such as check-in! Amex Platinum takes the lead in this first category, especially if you are targeted for an explanation our... Is the amount of benefits you 'll receive and resorts, such as early check-in and late check-out high-end cards... The cheapest and easiest way to get into the city your comments very seriously as they really us...
Nightbird Singer Dies,
Condos For Sale In Scarsdale, Ny,
Direct Connection Mopar Performance Catalog,
Accident On Route 38 Nj Today,
Perrysburg Select Baseball Tournament 2021,
Articles V