Deposit Cash But, its features are basic. Click to learn about PNC SmartAccess Skip to content FIND THE BEST PREPAID CARD FOR YOU Search Best Prepaid Cards Best Prepaid Debit Cards of 2022 Best Teen Prepaid Cards Best Rewards Cards PNC is a registered service mark of The PNC Financial Services Group, Inc. (PNC). (See our methodology for more information on how we choose the best checking accounts.). PNC Bank offers flexible banking options via their smart ATMs. If the recipient has not enrolled, the payment will expire after 14 calendar days. Wells Fargo vs. Bank of America: Which Is the Right Bank for You? They can conveniently use the card for shopping online and in store purchases. You need immediate access to your deposited funds Bills or payments are due You want peace of mind that your money is available right away How It Works 1. (412) 762-4550 media.relations@pnc.com. Zelleis available to almost anyone with a bank account in the U.S. Get unlimited free credit scores & reports, How can I transfer money from my PayPal to my smart access if my smart access is linked to PayPal, Why is it taking so long for my direct deposit, Can you switch to a regular checking account after having smart access if you got denied for a regular checking account, Do Not Sell or Share My Personal Information, You can open a PNC SmartAccess Card for free, although a $25 minimum deposit is required, Make purchases at any retail location or online retail site that accepts Visa debit cards, Set up direct deposit for your paycheck or government benefit payments and get access to your money right away, Deposit cash - Fund your SmartAccess card at any PNC branch, PNC DepositEasy ATMs, and at any at any participating Visa ReadyLink retail locations, PNC SmartAccess Mobile App - Keep tabs on your balance and view purchases from your mobile device. Bank deposit products and services provided by PNC Bank, National Association. When it comes to getting your banking questions answered, using your mobile banking app can help you save time and even allow you to avoid fees. With the PNC Cash RewardsVisaCredit Card. Shop Pay is an innovative payment solution developed by Shopify. Once you've created a new username and passcode for logging on, you'll have access to: * View balance * View transaction history * Suspend or reactivate cards * Manage alerts Here are some of the common checking account fees you may incur: While these fees can add up, you can avoid them by responsibly managing your account and always maintaining a positive balance. $1,500 daily balance to avoid monthly maintenance fee. Bank deposit products and services provided by PNC Bank, National Association. All loans are provided by PNC Bank, National Association and are subject to credit approval and property appraisal. That said, there are still competitive brick-and-mortar banks that offer checking accounts with options to waive monthly fees if you meet certain requirements. Spend, save and grow your money with Virtual Wallet. Direct Deposit For online or phone origination, the Zip code of your primary address will be used to determine product availability. Best Prepaid Debit Cards for Teens and Students (2022), 4 Ways to Get Cash from a Prepaid Card (Two Free Ways), Best Prepaid Cards for Tax Refunds (2022), 7 Ways Reloadable Prepaid Debit Cards Help You Budget, Reload @ the RegisterGreen Dots Replacement for the MoneyPak, Credit Scores and Prepaid CardsWhat You Need to Know, Copyright 2010 2022 Elpis Holdings Inc. |About|Media Inquiries|Privacy Policy|Terms of Use|Sitemap. Lisa Cahill, Credit Cards Moderator. "Particularly during this pandemic, a safe, affordable, and truly useful mainstream banking product in which to deposit stimulus payments and from which to remotely pay bills is more important than ever. If youve already withdrawn as much cash as youre allowed to using your debit card for the day, there are still a few ways to get additional funds. Helping you manage your financial life. PNC has consistently earned an outstanding Community Reinvestment Act rating since those examinations began more than 40 years ago. Even small changes can become big steps toward your savings, budgeting and retirement goals. When you swipe your card at a merchant, request cash back after putting in your PIN. Before you open a checking account, consider these six factors: Find the best savings account for you:Help your money grow by finding the savings account that offers the best rates and features for you. Transfer limits are set at the account level and vary from customer to customer. Step 1: Add your card information (routing and direct deposit number) to your tax form Step 2: Select "checking" as your refund type on your tax form Step 3: Access your tax refund sooner when it is deposited directly to your Smart Access Prepaid Visa Card Everyday purchases made easy So, I was on PNC and came across the SmartAccess. If your teen or student works, they can load funds to the card or have their paycheck directly deposited. And theres no way to see what I've written either, which makes mistakes very likely. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Instead, you can use the ATM to generate a one-time access code that will be sent to your phone via text message. While the SmartAccess card and Foundation Checking are available within most PNC markets, interested individuals should check with their local branch or servicing center for more information. However, there prepaid department is phenomenal. Visit pnc.com . You can also use Visa ReadyLink, which runs $3.74 4.95 for cash loads up to $500. Yes, there's limits with deposits, withdrawals and you can only spend $2,500 a day but I go no where near that and I live paycheck to paycheck so again this is an excellent card, and it's a good choice for people who are simple, in chexsystems or ews, need a reliable card with a great bank, teens, or even people getting there foot in the door for a first time card holder, or having a bank account. All rates and Annual Percentage Yields (APYs) are accurate as of . I love my account, I love my card, and I am not a fancy person as a young adult. Shopping recommendations that help upgrade your life, delivered weekly. Want to tighten your spending and save more? PNC does not charge a fee for the SmartAccess Mobile App. Everyone can have a low cash moment. Fee-free cash withdrawals at any PNC and partner ATM.[9]. I have the PNC SmartAccess Prepaid Debit Card, and I've had a great experience with PNC Bank. If you're transferring money to or from your KeyBank account, a routing number is necessary to complete the transaction. And, getting credit on disputed charges is impossible! Access to your money online, at ATMs and on the PNC SmartAccess Mobile app. Eligible. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Big banks have a major advantage overonline-only bankswhen it comes to convenience. The Tower at PNC Plaza The card is my favorite. Thank you . Find your number by state here. We earn a commission from affiliate partners on many offers and links. Low Cash Mode is only available on the Spend account of your Virtual Wallet product. but when I close the app it blanks out what I've already put in the password field. The new mobile deposit feature arrives as more consumers are choosing online and mobile banking services over traditional options. What should you be thinking about today, at this stage of your life, to improve your financial outlook? PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. For information about PNC, visit www.pnc.com. 5 Ways To Shop On Amazon Without A Credit Card, P2P Transfer Options for Prepaid Debit Cardholders, Warning: Youre Paying Too Much for Your Prepaid Card, prepaidcards offer to waive the monthly fee, cash load options typical for prepaid cards, Some features limited to PNC service area. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. (I have a personal account with Wells Fargo, I love, love them) I wanted a 2nd option when it came too my banking, and money. Notify PNC Bank immediately of any unauthorized use. Frequent, Many PNC Bank ATMs dont require your card for. No notice and no reason. WalletHub makes it easy to compare Prepaid Debit Cards across many companies. Before submitting an application, always verify all terms and conditions with the offering institution. 8 Surprising Things You Can Do Without Going Into a Bank. She earned her BA from the University of West Florida and her MA from Full Sail University. You can set up paychecks and government benefits to be loaded onto the card via direct deposit. My Prepaid Card was Lost or Stolen: Now What? With the Spend account in Virtual Wallet, you have: Digital tools that help you see what's free to spend, help you budget and reach your financial goals. Mobile Deposit is a feature of PNC Mobile Banking. Visa Global Privacy Notice. These two accounts provide you with extra layers for overdraft protection and savings. Bank deposit products and services provided by PNC Bank, National . Actual terms may vary. media.relations@pnc.com. Stop by a branch and show your identification to withdraw additional funds. Your teens and student can use the SmartAccess card to help with developing money management skills and budgeting. To view or download broadcast quality video and images related to this announcement, visit http://pnc.thedigitalcenter.com. Like I said; I have a checking account so, I love this option and every time I walk into PNC to upload money it's FREE! With the PNC Cash RewardsVisaCredit Card. Convenience: Customers can deposit paychecks, tax refunds and other benefits directly onto the card. To help you choose the right bank for your needs, CNBC Select evaluated dozens of checking accounts offered by big banks, offering access to at least 2,000 physical branches and over 4,000 fee-free ATMs in the U.S. We considered features like fees, minimum balance requirements and ease of use, among other factors to choose the top five best big bank checking accounts. For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. The limits are a bit lower than the average prepaid card. Update includes: https://www.pnc.com/mobile-privacy-policy. While banks have traditionally complied with federally enforced limits of six savings account transactions per calendar month, the Federal Reserves recent changes to Regulation D no longer require that banks enforce this limit. Apply online for the Virtual Wallet product that is right for you. The right insights and ideas can help you make the most of today. PNC Smart Access Prepaid Visa Card Review The PNC Smart Access card can be a good choice for those in the PNC area. WalletHub makes it easy to compare prepaid debit cards across many companies. To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page from 01/03/2023 through 03/31/2023, and a qualifying Direct deposit(s) must be received within the first 60 days. Keep in mind that if you make deposits at an ATM after the cut-off time, the first business day following counts as the initial deposit date. Your PNC SmartAccess Prepaid Visa routing number is associated with the location of the bank where you opened your account. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. (412) 762-8033 If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Virtual Wallet Growth account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change. 2 on J.D. Read more about Select on. Pittsburgh, PA 15222 USA, PNC Media Relations Together. June 20, 2022 @gotohell. Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. PITTSBURGH, March 30, 2021 /PRNewswire/ --PNC Bank, N.A. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. PNC Mortgage is a division of PNC Bank, National Association, a subsidiary of PNC. The PNC SmartAccess Prepaid Visa is a no-frills card. Virtual Wallet with Performance Select Features and Fees. These include fees your wireless carrier may charge you for data usage and text messaging services. PITTSBURGH, March 30, 2021 /PRNewswire/ -- PNC Bank, N.A. When you open and use a new, qualifying business checking account. I love it so much! In order to qualify for a Relationship Rate, you must have a linked Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet and meet one of the following requirements: (A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. User IDs potentially containing sensitive information will not be saved. Certain other restrictions apply. The developer provided this information and may update it over time. No-Fee Cash Withdrawals. For a prepaid card, the SmartAccess is very modern, and I love how I have access 24/7 on the mobile app is well, the app is great and works well to no issues that I have encountered.
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